A nightmare? Not at all. My car insurance (State Farm) is considered a mutual co...

		toomuchtodo on Sept 29, 2013 \| parent \| context \| favorite \| on: 'How Much Will Obamacare Cost Me?' Try Our Calcula... A nightmare? Not at all. My car insurance (State Farm) is considered a mutual company, and when payouts are less than premiums, I get a refund check.