I've been around cryptocurrency since around 2014, and I don't think the problem is hubris and preoccupation. People genuinely don't want cryptocurrency in their internet. The opportunity to spend more money online is not attractive to anyone. Conceptually Bitcoin and a lot of other networks can be nerd porn, but socially they are an unmitigated disaster. Self-custody wallets are like banks where individuals control their own money; a great idea until the scammers come by. By using managed-custody, you're not even owning P2P currency anymore and still exposing yourself to risk from a centralized institution. The broken "ownership" model caused thousands of people to lose their NFTs and tokens when exchanges went under or social engineers found their phone number.

Additionally, there are a lot of companies on HN that will try to sell you a terminal in an Electron webview for $9.99/month. Users on HN have to be diligent, so a lot of people will lash out against benign technology. Some of them probably also correctly identified scams and ran their owner out of town on a rail. That might be hubris, but I more think that both the investors and the inventors on HN are tired of reading "Yet Another Money Solution" after 10+ years of watching the old one collapse.

HN had a hate boner for crypto back in 2015 when I read about Ethereum here. Nothing has changed, it's a simple lack of curiosity and old men yelling at changes in the world.

It's not just crypto though, the same saturated dullness is shining through in other discussions as well.