The whole banking sector is down. You still think this only affects “badly run banks”? Or maybe monetary policy by this administration has been abysmal, from initially denying there was real inflation, to continuing to sign giant spending bills and refusing to do nearly anything to stop inflation aside from one of the crudest tools and at the same time forcing banks to buy these long term t-bills because 3 years ago it was seen as a safe bet and the least risky move.
This affects all banks, as it changes the financial environment. Well-run banks will manage it well. Badly run banks will close.
The Fed was faced with a choice, fight inflation or not. They choose correctly, and that has ripple effects. That is life. Some banks were prepared and managed their risk well; others did not. And some are probably getting unlucky because SVB really screwed up and now people are keeping their money under the F.D.I.C. insurance level because of their bad management.
(inflation isn't so simple as printing money; it also had to do with companies taking advantage of the cover to raise prices, problems with global logistics delays and higher shipping prices, and a lot more. It is a very complex issue and not so simple.)
The Fed administration? I've never heard it called that. Are you from the USA?
Can you tell me your background in economics? I'd like to understand your expertise and why you think you know better than the brilliant people at the FED who do nothing but think about this and analyze data :). That doesn't mean they are perfect, but they are historically pretty good at their job and constantly improving.
