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A covariance matrix naturally transforms from the measured space to a space where things are approximately unit Gaussian distributed. This is identical to the Z transform in 1D case.

This can be useful in, say, exotic options trading - a natural unit of measurement is how many ‘vols’ an underlier has moved, e.g. a 10-vol move is very large.



Not really the covariance matrix, though, but its Cholesky decomposition (which exists, as a covariance matrix is symmetric positive (semi)definite, as otherwise you could construct a linear combination with negative variance). Useful stuff.

And vice versa, btw - take iid RV with unit variance, hit them with the Cholesky decomposition, and you have the desired covariance. Used all over Monte Carlo and finance and so on.




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